Switzer Home Loan
Low rate, No ongoing fees
Competitive interest rates, with no fees.
Tailored to suit you
Whether it us fixed or floating, a combination of the two or interest only, we will work with you to structure the home loan to best suit your needs. Have your salary paid straight into your loan account to reduce your interest.
Buy, refinance, build or renovate
You can use this loan to buy a home, renovate your current home or build a new one or just access the equity you have in your property.
Your own lending service manager
Our lending service managers have a minimum of 10 years banking and lending experience. As a Switzer client, you will have direct access to your own lending service manager.
Online and phone access
Access you loan via our website, or call your lending service manager.
|Variable Rate||Comparison Rate|
|Annual Fee||$250 (Pro Pack Loans Only)|
|Loan Amount||$200,000 to $1,500,000|
|Term||Up to 30 years|
|Maximum Loan to Value Ratio||90%|
|Permitted Purpose||Purchase or refinance residential property, debt consolidation and equity access|
|Interest Only Option||Yes – 1 to 5 years|
|Fixed Interest Option||Yes – 1 to 5 years|
|Split Loan Portions Available||Yes – Up to 6 separate splits|
|Redraw Available||Yes (free via website)|
|Additional Payments (fixed accounts)||Yes – Up to $10,000 per annum|
|Payment Options||Salary Credit, Direct Debit, Direct Credit or B-Pay|
|Salary crediting available||Yes|
|Debit card available||Yes|
|Offset Account||Yes, for loan amounts of up to $750,000|